About 1316 Ne 20th St
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced Triple Lot—Safely Located Outside the Flood Zone with NO Flood Insurance Required! ON THE MARKET AT A DETONATED PRICE—APPRAISED SIGNIFICANTLY HIGHER! Why settle for a cramped, cookie-cutter house on a tiny lot? Welcome to 1316 NE 20th Street, a custom-built waterfront fortress situated on a rare, sprawling 0.34-ACRE TRIPLE LOT that guarantees incredible privacy, expansive space, and a lifestyle that stands entirely on its own. The absolute crown jewel of this estate is the oversized, extra-deep 3-car garage, fully outfitted with its own independent mini-split air conditioning system! This pristine, climate-controlled space is an absolute dream layout for classic car collectors, premium workshops, or immaculate toy storage. Financial peace of mind is built right into the location: situated high and dry in a coveted X-Flood Zone, this home requires ZERO mandated flood insurance, instantly saving you thousands of dollars annually compared to high-risk coastal areas. Step inside to discover over 2,600 square feet of custom architectural luxury. A massive, wide-open great room greets you with soaring volume ceilings and panoramic views out to your private backyard resort. The chef-inspired kitchen features custom cabinetry and premium wrap-around countertops perfect for high-end entertaining. (2) NEWER A/C SYSTEMS and NEWER ROOF! Step out onto the expansive brick paver lanai to enjoy your massive saltwater pool, or walk down to your private concrete dock equipped with a protective boat canopy right on a wide, serene freshwater canal. Every inch of this property radiates structural integrity and custom scale that you simply cannot duplicate in today's rapid new-construction builds. Do not leave your equity on the table—schedule your private tour today!
Features of 1316 Ne 20th St
| MLS® # | 226008797 |
|---|---|
| Price | $575,000 |
| Sold Price | $560,000 |
| Bedrooms | 4 |
| Bathrooms | 3.00 |
| Full Baths | 2 |
| Half Baths | 1 |
| Square Footage | 2,689 |
| Acres | 0.34 |
| Floor Number | 1 |
| Year Built | 2014 |
| Type | Residential |
| Sub-Type | Single Family |
| Style | Ranch, Single Family |
| Status | Closed |
Community Information
| Address | 1316 Ne 20th St |
|---|---|
| Area | CC31 - Cape Coral Unit 17,31-36 |
| Subdivision | CAPE CORAL |
| City | CAPE CORAL |
| County | Lee |
| State | FL |
| Zip Code | 33909 |
| Community Type | Boating, Non-Gated |
Amenities
| Amenities | None |
|---|---|
| Parking | Driveway Paved, Paved, RV-Boat, Attached |
| # of Garages | 3 |
| Garages | Attached |
| View | Canal, Intersecting Canal, Water |
| Is Waterfront | Yes |
| Pets Allowed | No Approval Needed |
| Waterfront | Canal, Fresh Water, Intersecting Canal, Navigable, Seawall |
| Has Pool | Yes |
| Pool | Below Ground, Concrete, Custom Upgrades, Equipment Stays, Pool Bath, Salt Water, Self Cleaning |
| Elevator | None |
Interior
| Interior Features | Built-In Cabinets, Coffered Ceiling(s), Fireplace, Laundry Tub, Pantry, Smoke Detectors, Tray Ceiling(s), Volume Ceiling, Walk-In Closet(s), Window Coverings |
|---|---|
| Appliances | Gas Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Wall Oven, Warming Tray, Washer |
| Heating | Central Electric, Zoned |
| Cooling | Ceiling Fan(s), Central Electric, Zoned |
| Fireplace | Yes |
Exterior
| Exterior | Concrete Block, Stucco |
|---|---|
| Exterior Features | Boat Canopy/Cover, Boat Dock Private, Boat Lift, Captain's Walk, Composite Dock, Dock Included, Elec Avail at dock, Water Avail at Dock, Open Porch/Lanai, Outdoor Shower |
| Lot Description | Oversize |
| Windows | Window Coverings |
| Roof | Shingle |
| Construction | Concrete Block, Stucco |
School Information
| Elementary | SCHOOL CHOICE |
|---|---|
| Middle | SCHOOL CHOICE |
| High | SCHOOL CHOICE |
Additional Information
| Date Listed | February 25th, 2026 |
|---|---|
| Date Sold | July 10th, 2026 |
| Days on Market | 197 |
| Zoning | R1 |
| Foreclosure | No |
| Short Sale | No |
| Annual Recurring Fees | $0 |
Listing Details
| Office | Keller Williams Elite Realty |
|---|