2909 Sw 38th St, CAPE CORAL, FL

$769,900

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4

Beds

2

Baths

2,204

Square feet

0.25

Acres

Open House

Fri, Sep 11th, 2026 @ 1pm - 3pm
Sat, Sep 12th, 2026 @ 11am - 1pm

About 2909 Sw 38th St

Gulf access. Pool. Surfside. And no flood insurance required. That combination alone makes this home stand out and opportunities offering this much value in one of Cape Coral’s most sought after neighborhoods don’t come around often. Located outside of a flood zone with no flood insurance required, this beautifully maintained waterfront home delivers more than 2,200 square feet of living space and the Southwest Florida lifestyle buyers are looking for without sacrificing peace of mind. Built in 2005, the owners have already taken care of the big ticket items, including a new roof 2023, new A/C system, and extensive hurricane protection with impact windows, electric roll down shutters, and accordion shutters protecting all major openings. For boaters, this is where it gets even better. The property sits along a Gulf access canal with an expansive captain’s walk and electric already in place giving you the foundation to create your future dock and lift setup. A fenced backyard adds another layer of privacy and functionality. Inside, natural light takes center stage. A wall of windows and four sets of sliding glass doors showcase the canal views and create the indoor outdoor connection Florida living is all about. Tile flooring runs throughout the home, complemented by granite countertops in every bathroom, stainless steel appliances, custom blinds, and plantation shutters. The spacious primary suite continues the waterfront experience with beautiful canal views of its own. Then step outside. A large under truss lanai opens to your private backyard oasis and heated pool, creating the perfect setting for morning coffee, sunset cocktails, entertaining friends, or simply enjoying Southwest Florida year round weather. Gulf access. Heated pool. Over 2,200 square feet. Major updates. Hurricane protection. Surfside location. And no flood insurance required. Finding all of that in one home is difficult. Finding it at a compelling value is even harder. This is the one buyers have been waiting for. Schedule a showing today.

Features of 2909 Sw 38th St

MLS® # 2026036999
Price $769,900
Bedrooms 4
Bathrooms 2.00
Full Baths 2
Square Footage 2,204
Acres 0.25
Year Built 2005
Type Residential
Sub-Type Single Family
Style Ranch, Single Family
Status Active

Community Information

Address 2909 Sw 38th St
Area CC22 - Cape Coral Unit 69,70,72-
Subdivision CAPE CORAL
City CAPE CORAL
County Lee
State FL
Zip Code 33914
Community Type Boating, No Subdivision, Non-Gated

Amenities

Amenities None
Parking Driveway Paved, Attached
# of Garages 2
Garages Attached
View Canal, Pool/Club, Water
Is Waterfront Yes
Pets Allowed No Approval Needed
Waterfront Canal
Has Pool Yes
Pool Below Ground, Concrete, Custom Upgrades, Electric Heat, Screen Enclosure
Elevator None

Interior

Interior Features Bar, Built-In Cabinets, Foyer, French Doors, Pantry, Window Coverings, Pull Down Stairs, Smoke Detectors, Tray Ceiling(s), Walk-In Closet(s), Wet Bar, Wheel Chair Access
Appliances Electric Cooktop, Dishwasher, Disposal, Dryer, Refrigerator/Freezer, Self Cleaning Oven, Washer
Heating Central Electric
Cooling Ceiling Fan(s), Central Electric, Exhaust Fan
Fireplace No

Exterior

Exterior Concrete Block, Stucco
Exterior Features Captain's Walk, Screened Lanai/Porch
Lot Description Regular
Windows Window Coverings
Roof Shingle
Construction Concrete Block, Stucco

Additional Information

Days on Market 9
Zoning R1
Foreclosure No
Short Sale No
Total Annual Recurring Fees $0
Total One Time Fees $0

Listing Details

OfficeSerhant

Listing Map

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