1813 Se 21st Ter, CAPE CORAL, FL

$849,900

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3

Beds

3

Baths

2,222

Square feet

0.23

Acres

About 1813 Se 21st Ter

Breathtaking Custom Gulf Access Pool Home – Flood Insurance Only $700/Year! (GRANDFATHERED IN & TRANSFERABLE) This is not your average waterfront property—it’s a rare opportunity to own a custom-built Gulf access home that blends style, sophistication, and peace of mind. Ideally located just 10 minutes to open water, this home sits in the heart of it all—close to shopping, Eco Park, Veterans Bridge, and minutes from the scenic Caloosahatchee River. And unlike most waterfront homes, this property comes with a grandfathered flood insurance policy of just $700 per year, transferable to the new owner! Designed with a split floor plan, the home offers 3 spacious bedrooms plus a den, 2.5 baths, and an oversized 3-car garage. One of the guest bedrooms even has direct pool access and doubles as a pool bath, creating the perfect setup for visitors. The luxurious primary suite offers two walk-in closets, a spa-worthy walk-through shower with 4 shower heads, and an oversized jetted tub for the ultimate retreat. The chef’s kitchen is a showstopper—equipped with a gas cooktop and oven, soft-close dovetail cabinetry, endless storage, gleaming granite counters, and a striking Mother of Pearl backsplash that sets the tone for entertaining or everyday meals. Granite surfaces continue throughout the home, including in the indoor laundry room with a convenient wash sink, tying the design together beautifully. Throughout the home, details impress—crown molding, 8-foot solid core doors, soaring 14-foot coffered ceilings with LED lighting, and impact windows and doors. Expansive 8-foot pocketing sliders seamlessly blend indoor and outdoor living, enhanced by electric remote-control shades for privacy and comfort. Step onto the lanai and experience a true paradise: an expansive layout with both a covered lounge area and a massive open space—the possibilities here are endless. A spectacular infinity pool wrapped in glass tile, with waterfalls, four fountains, and an oversized 8-person Jacuzzi, becomes the centerpiece. With the Pentair Wi-Fi system, you can control every detail of the pool and spa from your phone. Outdoors, this property was designed for the waterfront lifestyle. A seawall and captain’s dock are already in place, and with a blank slate ready for your future custom dock and lift, you can design it exactly the way you want. Launch kayaks, fish right from your backyard, or relax with a cocktail as the sun sets. This home is packed with thoughtful extras, including a whole-home reverse osmosis water system, a 500-gallon buried propane tank that powers the whole-house generator, gas stove, water heater, and even the poolside grill. Whether you’re entertaining or enjoying quiet evenings, you’ll be treated to unforgettable sunrises and sunsets from your lanai or dock. This property is truly one-of-a-kind—a stunning Gulf access retreat where luxury, lifestyle, and affordability meet. Don’t miss your chance to make it yours!

Features of 1813 Se 21st Ter

MLS® # 2025007400
Price $849,900
Sold Price $757,500
Bedrooms 3
Bathrooms 3.00
Full Baths 2
Half Baths 1
Square Footage 2,222
Acres 0.23
Floor Number 1
Year Built 2018
Type Residential
Sub-Type Single Family
Style Ranch, Single Family
Status Closed

Community Information

Address 1813 Se 21st Ter
Area CC13 - Cape Coral Unit 19-21,25,26,89
Subdivision CAPE CORAL
City CAPE CORAL
County Lee
State FL
Zip Code 33990
Community Type Boating, Non-Gated

Amenities

Amenities Bike Storage
Parking Driveway Paved, Attached
# of Garages 3
Garages Attached
View Canal
Is Waterfront Yes
Pets Allowed No Approval Needed
Waterfront Canal, Intersecting Canal
Has Pool Yes
Pool Pool/Spa Combo, Below Ground, Electric Heat, Screen Enclosure
Elevator None

Interior

Interior Features Closet Cabinets, Coffered Ceiling(s), Pantry, Smoke Detectors, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
Appliances Gas Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Heating Central Electric
Cooling Central Electric
Fireplace No

Exterior

Exterior Concrete Block, Stucco
Exterior Features Screened Lanai/Porch
Lot Description Regular
Roof Shingle
Construction Concrete Block, Stucco

Additional Information

Date Listed August 26th, 2025
Date Sold October 2nd, 2025
Days on Market 379
Zoning R1-W
Foreclosure No
Short Sale No
Annual Recurring Fees $0

Listing Details

OfficeKeller Williams Realty Fort Myers and the Islands

Listing Map

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