A recent conversation...
I received a phone call from Marley, "I need to find a Rental"... Ok. I can help with that... "I'm currently renting a home in Golden gate Estates, but my lease is up and the owners want to move in." .... Oh. Wow, that sucks... "I know we love that house!" ... Yeah. That's what sucks about renting... How long have you been renting there? I ask because rent prices have gone up A LOT in the last couple of years. ... "I've heard that. But I do need to stay in this area since my kids attend the schools here and I do not want to move them."... I completely understand, my daughter would murder me if I tried to change her school... "lol"
... so why do you want to rent? Have you considered buying something? ... "I don't think I can get approved" ... Yeah. A lot of people think that. However, I work with a great lender and she is familiar with a ton of programs to help buyers with not so perfect credit or little money saved away... "Hmmm" ... I mean it's worth a shot, worse case scenario, the lender can give you a few pointers on what you can fix. "That's true. Ok let's try that first."
Couple of days later...
"I got pre approved!" ... Yay! Let's go shopping! ... "Haha. Yeah, my credit isn't perfect but I just have to pay a couple of accounts and the lender was able to pre=approve me for $230,000 and qualify me for a down payment assistance program. I'M SO EXCITED! I thought I was going to be stuck renting again." ... Awe, well I'm glad it worked out.
Update...
Marley now lives in here very own 3/2 Single Family Home in Naples, FL. Well done Marley... well done.
MOral of the story...
There is hope. If owning a home means a lot to you, it doesn't hurt to speak to a lender. There are many programs available and lender's can check your credit and tell you exactly what you need to do in order to qualify. Our team LOVES helping people in these types of situations! Ready to take the first step towards home ownership? Contact us.
Love, AGENCY239 <3
Posted by Robert Alpizar on
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